Tracy and I have been married for 20 years, and during that time, we have always
      carried some form of debt. At one point in our marriage, we found ourselves being
      obligated to 20+ creditors and about $40,000+ in debt outside of our mortgage. But
      because we decided to utilize the Financial Fitness Program and apply its principles,
      we have been able to eliminate seven of the last eight creditors and the $25,000 that
      we still had remaining from the original $40,000. However, we didn’t do that without
      challenges; we had to buy a new car, we had to pay over $1,000 in home repairs, Tracy and I both had
      medical outpatient surgeries that we had to pay as well. But if it were not for our coaches and mentors,
      Tracy and I would have probably spent our entire life carrying that debt. We would have been stuck
      square in the Financial Matrix; but now because of the Financial Fitness Program, we are able to spend
      the rest of our lives chasing our dreams!
    
Joe Clark
         
        
            
      Persistence is paying off! Over the course of one week’s time, my wife was able to
      reduce our mortgage from a 30-year to a 15-year loan and she cut our interest rate
      from 6% to 2.75%. She also went through some credit reporting activity and found
      that there was money on the table there—$360 coming back from a credit reporting
      agency because they left stuff on my credit report that shouldn’t have been there! So
      she cleaned that up. She also went in and got our car and home insurance reviewed.
      We went from one company to another just by price-matching. That dropped our insurance down
      $1,000 per year. And here’s the big one. She has found a way to get rid of our interest-bearing-debt and
      our medical bills—$8,500 in one week—completely wiped out. My wife has become my Phoenix! She’s
      following the Financial Fitness principles that she’s hearing all the time on the audios and it’s changing
      our lives. Thank you!
    
Patrick Thatcher